How are you Insured? - VW Camper Family2024-03-29T10:29:40Zhttp://vwcamperfamily.ning.com/forum/topics/how-are-you-insured?commentId=4450389%3AComment%3A10047&xg_source=msg_com_forum&feed=yes&xn_auth=noI have had State Farm for ove…tag:vwcamperfamily.ning.com,2011-01-16:4450389:Comment:158732011-01-16T04:50:06.000ZThe Canterbury'shttp://vwcamperfamily.ning.com/profile/ChrisRebeccaIvoandEmi
I have had State Farm for over 20 year. We have both vintage cars and motorcycles. I pay extra for the replacement value of our cars and bikes. For example my 64 Bug is insured for 7000.00. I pay more on the premium and if it is ever totaled or stolen they will right me a check for 7k.
I have had State Farm for over 20 year. We have both vintage cars and motorcycles. I pay extra for the replacement value of our cars and bikes. For example my 64 Bug is insured for 7000.00. I pay more on the premium and if it is ever totaled or stolen they will right me a check for 7k. We are insured through State…tag:vwcamperfamily.ning.com,2011-01-16:4450389:Comment:158652011-01-16T02:31:14.000ZTammyhttp://vwcamperfamily.ning.com/profile/Tammy
<p>We are insured through State Farm with our VW 83 Westy and we have full coverage on ours.</p>
<p>We are insured through State Farm with our VW 83 Westy and we have full coverage on ours.</p> Just switched to Hagarty with…tag:vwcamperfamily.ning.com,2011-01-10:4450389:Comment:156942011-01-10T01:00:42.000ZKirkhttp://vwcamperfamily.ning.com/profile/aircoolerkirk
Just switched to Hagarty with all my VWs, after reading good reviews. Fingers crossed.
Just switched to Hagarty with all my VWs, after reading good reviews. Fingers crossed. Thanks Laura Anne for asking…tag:vwcamperfamily.ning.com,2010-12-05:4450389:Comment:138912010-12-05T01:12:45.000ZCarole & the 'YesWeCanCamperVan'http://vwcamperfamily.ning.com/profile/CaroleBrown
Thanks Laura Anne for asking this question and for everyone's replies. I will now call Nationwide, Progressive and Hagerty. I'd used Geico for my Volvo and I added my VW this time last year when I bought it. But Geico would not go above $1000 replacement value, so when I got back to MA from collecting my 71 Westy in Oregon, I put it in the garage and cancelled the insurance. In Massachusetts that annoyingly means you also have to return the plates! We have some very strange insurance laws…
Thanks Laura Anne for asking this question and for everyone's replies. I will now call Nationwide, Progressive and Hagerty. I'd used Geico for my Volvo and I added my VW this time last year when I bought it. But Geico would not go above $1000 replacement value, so when I got back to MA from collecting my 71 Westy in Oregon, I put it in the garage and cancelled the insurance. In Massachusetts that annoyingly means you also have to return the plates! We have some very strange insurance laws here.<br />
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So when I put the van back on the road in the Spring of 2011, I'll be paying for registration again but hopefully I'll be getting an insurer that covers the real value at around $9000.<br />
Thanks again.<br />
Carole We have Hagerty. My main reas…tag:vwcamperfamily.ning.com,2010-12-04:4450389:Comment:138542010-12-04T16:05:18.000ZKim Hayeshttp://vwcamperfamily.ning.com/profile/Kimhayes
We have Hagerty. My main reason for collector car insurance was that in AZ we have to do emissions every year unless it is designated collector car and Hagerty was one of the few insurance companies that would certify it that way.<br />
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The bus is not our daily driver so the mileage fits. They also throw in trailer towing for 120 miles I think which is usually as far as we go on trips.<br />
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But I haven't ever had to file a claim with them. That's when you find out how good your insurance is! :-)
We have Hagerty. My main reason for collector car insurance was that in AZ we have to do emissions every year unless it is designated collector car and Hagerty was one of the few insurance companies that would certify it that way.<br />
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The bus is not our daily driver so the mileage fits. They also throw in trailer towing for 120 miles I think which is usually as far as we go on trips.<br />
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But I haven't ever had to file a claim with them. That's when you find out how good your insurance is! :-) So I did find an insurance pl…tag:vwcamperfamily.ning.com,2010-11-30:4450389:Comment:137562010-11-30T17:24:44.000ZLaura Annehttp://vwcamperfamily.ning.com/profile/Laura
So I did find an insurance plan~ just wanted to update.<br />
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i went with Nationwide because I've had them with all of my other vehicles and they have been good to me. To insure both my boyfriend and I its around $300/6 months I believe, I did have some $ taken off for being a customer previously. I also have Trip Interruption Coverage which has really saved me and I would recommend it to others who use their Bus for road trips. Each time you break down Nationwide will cover towing, lockouts,…
So I did find an insurance plan~ just wanted to update.<br />
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i went with Nationwide because I've had them with all of my other vehicles and they have been good to me. To insure both my boyfriend and I its around $300/6 months I believe, I did have some $ taken off for being a customer previously. I also have Trip Interruption Coverage which has really saved me and I would recommend it to others who use their Bus for road trips. Each time you break down Nationwide will cover towing, lockouts, jumping batteries, gas, etc. but they also will reimburse you for lodging and food expenses up to 72 hours after breakdown. That helped us because we broke down in Arkansas at 5:00 on a Friday, so we were able to walk to the nearest hotel and stay for 3 days until the mechanic could fix it for us on Monday. You do have to pay and they will send a check in the mail for your reimbursement in like a week! they are super fast and super friendly and I highly recommend them. it also states that my vehicle is worth $5000 if totaled but, we shall see about that... I'm sure they will try to give me as little as possible if that were to happen but hopefully I shall never find out! Progressive sounds good! I th…tag:vwcamperfamily.ning.com,2010-10-12:4450389:Comment:109382010-10-12T17:57:06.000ZLaura Annehttp://vwcamperfamily.ning.com/profile/Laura
Progressive sounds good! I think I will get a quote through them when my 6 month policy is up. thanks Rick!<br />
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<cite>Rick Meyers said:</cite><blockquote cite="http://vwcamperfamily.ning.com/forum/topics/how-are-you-insured#4450389Comment10727"><div>I recently changed insurance and went with Progressive. They covered my 73 Westy as an RV and I have a $500 deductable, roadside assistance (free towing), up to $750 allowance in expenses if I have to stay in a hotel while repairs are made…</div>
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Progressive sounds good! I think I will get a quote through them when my 6 month policy is up. thanks Rick!<br />
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<cite>Rick Meyers said:</cite><blockquote cite="http://vwcamperfamily.ning.com/forum/topics/how-are-you-insured#4450389Comment10727"><div>I recently changed insurance and went with Progressive. They covered my 73 Westy as an RV and I have a $500 deductable, roadside assistance (free towing), up to $750 allowance in expenses if I have to stay in a hotel while repairs are made and a $9,000 agreed value in case of complete loss. This costs me $228/yr and the only stipulation is the vehicle has to be considered an RV. They only asked if it had a sink, bed and fridge (it does) and I did not have to have it inspected by an agent. They also do not limit miles but it is assumed this is for recreational purposes and not a daily driver. I have not made a claim yet but one of my co-workers had a motorcycle accident and his claim was handeled to his satisfaction with them. Give them a call.</div>
</blockquote> I have 1978 Champagne Edition…tag:vwcamperfamily.ning.com,2010-10-04:4450389:Comment:107752010-10-04T01:55:15.000ZRG Hamiltonhttp://vwcamperfamily.ning.com/profile/RGHamilton
I have 1978 Champagne Edition Westy which I just had Hagerty Insurance quote based on a $20,000 value. They came back with $418 a year fully covered with extras...give them a try. -RG
I have 1978 Champagne Edition Westy which I just had Hagerty Insurance quote based on a $20,000 value. They came back with $418 a year fully covered with extras...give them a try. -RG We have Farmers insurance, wh…tag:vwcamperfamily.ning.com,2010-09-29:4450389:Comment:107312010-09-29T06:39:49.000ZRomyhttp://vwcamperfamily.ning.com/profile/Romy
We have Farmers insurance, which seem to be pretty good, although I've yet to have to test their service. I have two 70 Buicks on a 'collector' type policy with the mileage limitation thing (really cheap, ~$50/yr). The bus is fully covered and as Brett said, just another number to them. The baja however, is an agreed value policy since it's been modified from stock and a full coverage policy would replace a 1970 bug, not a baja bug.<br />
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I guess the point is, if your company doesn't allow full…
We have Farmers insurance, which seem to be pretty good, although I've yet to have to test their service. I have two 70 Buicks on a 'collector' type policy with the mileage limitation thing (really cheap, ~$50/yr). The bus is fully covered and as Brett said, just another number to them. The baja however, is an agreed value policy since it's been modified from stock and a full coverage policy would replace a 1970 bug, not a baja bug.<br />
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I guess the point is, if your company doesn't allow full coverage for an older vehicle, go elsewhere as there are many companies that do. I recently changed insurance…tag:vwcamperfamily.ning.com,2010-09-28:4450389:Comment:107272010-09-28T22:38:51.000ZRick Meyershttp://vwcamperfamily.ning.com/profile/RickMeyers
I recently changed insurance and went with Progressive. They covered my 73 Westy as an RV and I have a $500 deductable, roadside assistance (free towing), up to $750 allowance in expenses if I have to stay in a hotel while repairs are made and a $9,000 agreed value in case of complete loss. This costs me $228/yr and the only stipulation is the vehicle has to be considered an RV. They only asked if it had a sink, bed and fridge (it does) and I did not have to have it inspected by an agent. They…
I recently changed insurance and went with Progressive. They covered my 73 Westy as an RV and I have a $500 deductable, roadside assistance (free towing), up to $750 allowance in expenses if I have to stay in a hotel while repairs are made and a $9,000 agreed value in case of complete loss. This costs me $228/yr and the only stipulation is the vehicle has to be considered an RV. They only asked if it had a sink, bed and fridge (it does) and I did not have to have it inspected by an agent. They also do not limit miles but it is assumed this is for recreational purposes and not a daily driver. I have not made a claim yet but one of my co-workers had a motorcycle accident and his claim was handeled to his satisfaction with them. Give them a call.